Dear PointPay family,
Good news! We have released new versions of our mobile apps with the Unified Balance System. We have also transferred PointPay CryptoWallet, Escrow, and Talent platforms to the Unified Balances. Furthermore, we’re pleased to announce that PointPay CEO Vladimir Kardapoltsev gave an interview on the Clockwise Crypto YouTube channel. We invite you to watch it!

Watch the video update with Vladimir Kardapoltsev.

Mobile App Development 🤖🍏

For iOS mobile applications

  • Temporarily disabled address validation in the flow of sending cryptocurrency by email;
  • Connected a new API to improve the performance of transfers between accounts;
  • Removed the Tag field when sending the XRP token in the Send By Email flow;
  • Released version 7.5.0 with Unified balances in the App Store.

Improved app performance

  • for users who have staked coins;
  • when clicking on Buy & Sell in the Exchange flow;
  • Cash Out flow;
  • Receive At Address flow;
  • Receive Crypto flow.


  • Notification Center;
  • The history of orders.

Improved the display of

  • address generation in the Receive At Address flow;
  • staking amount display;
  • display of staking percentage on the main screen.


  • The new Theta asset;
  • The dark mode.


  • KYC terms;
  • non-receipt of crypto address for new accounts in Receive flow.

For Android mobile applications

  • Released version 6.3.2 Unified balances;
  • Updated KYC terms;
  • Temporarily disabled address validation in the flow of sending cryptocurrency by email;
  • Added a new Theta asset;
  • Removed the display of the number of cryptocurrencies on the “Pay” button;
  • Returned the PNL display.


  • a new API for transfers between accounts;
  • Notification Center;
  • integration with NFTsky.

Improved the performance of

  • Select Crypto screens;
  • transfers;
  • Select Crypto screens after several simultaneous clicks on the crypto picker;
  • sending cryptocurrency by email.

Improved app performance

  • during the sending of an invoice;
  • after tapping on XRP in the Send to Wallet and Send by Email flows;
  • after 30+ seconds of waiting;
  • after deleting or adding a new fingerprint.


  • the display of information in the cryptocurrency picker in the flow of transfers;
  • the flow of sending push-notifications when sending invoices;
  • display of the maximum cryptocurrency for withdrawal in the Cash Out flow;
  • display of the maximum withdrawal limit;
  • currency display when selecting the AUD currency.

Interface Development 💻

  • Updated Live Roadmap;
  • Set up a pop-up offering a PointPay debit card, limiting the display to one time;
  • Redesigned endpoints for notifications;
  • Added the number of unread notifications to the Notifications API;
  • Created the Captcha component.


  • display of the main menu in the mobile version of the website;
  • the interactivity of Quick Exchange on the main page;
  • the user experience by addressing the occurrence of 404 errors when navigating through different pages
  • the email validator;
  • the display resolution of the Get Started section;
  • API for accepting different agreements.

Crypto Bank Development 🏦

  • Updated invoice links;
  • Optimized the calculation of commissions upon withdrawal;
  • Transferred loans to the Unified balances;
  • Designed 25 icons for new currencies;
  • Finished an educational page and updated the FAQ on loans;
  • Made it unavailable to create zero-sum transactions;
  • Conducted a series of regression tests.


  • transaction history generation;
  • the bank interface for Unified balances;
  • pagination in transaction history;
  • work of invoices based on the Unified balances System.

Implemented OPCODE processors

  • for issuing a loan
  • for making loan payments;
  • for partial and early repayment of the loan;
  • to increase the margin.


  • an increase in the amount of collateral on the loan;
  • the liquidation of collateral;
  • the receipt of currencies from the Unified Balance Sheets within the framework of the loans;
  • currency checking on the CryptoBank side ;
  • the loan payment schedule;
  • the full loan repayment.

Crypto Wallet Development 👛

  • Transferred to the Unified balances.

Payment System Development 💳

  • Started negotiations with the PCI DSS certification providers;
  • Prepared PCI zone / PCI service diagrams (infrastructure, security, data flows, and components).


  • a preliminary technical analysis of the integration with the Circle payment system;
  • the design for integration with the EHOT payment provider;
  • backend development with the EHOT payment provider;
  • the PCI DSS questionnaire for Dialog Nauka service provider.

Exchange Development 💱

  • Released integration with the Unified Balance System;
  • Changed the colors of the candlesticks on the chart;
  • Integrated ENVs for deployment;
  • Changed the default chart timeframe to 5 minutes;
  • Refactored order sections;
  • Fixed the “quantity” field;
  • Updated the menu;
  • Reduced the number of logs for the orderbook.


  • imported accounts from Gateway;
  • off-chain logic;
  • the old classic trading module;
  • the OrderBookUpdate event when creating an order;
  • PNL storage.


  • the quote command update;
  • the event visualization component when placing orders;
  • order cancelation with an incorrect status;
  • input labels of the order creation form;
  • input value before zero in the contract creation form;
  • styles in the contract creation form;
  • route for the invoice service;
  • trade direction;
  • order form styles;
  • currency purchase card;
  • backlit percentage buttons;
  • insertion point in inputs before zero;
  • value input before the point is automatically parsed as a fractional value.

Launchboard Development 📈

  • Improved the layout of the Launchboard project logo output for the mobile version;
  • Conducted research and replaced the implementation of notifications with a new one.


  • two more fields to add custom documents to the project page;
  • a user migration command for notifications.

Withdrawals Development 🔄

  • Updated all PointPay products (Bank, Exchange, Wallet, Escrow, HR Talent, Launchboard, Mobile Apps, and Quick Exchange) when switching to the Unified Balance;
  • Improved generation of new addresses.

Escrow Platform Development 📊

  • Transferred the entire payment system to the Unified Balances.


  • a mechanism for charging commissions when publishing a contract;
  • the fees page in the admin panel where it is possible to set the commission amount;
  • new contract statuses. It is possible to transfer a contract to a new status from the admin panel;
  • a mechanism for setting the maximum commission and commission percentage.

HR Platform Development 👥

  • Transferred the entire payment system to the Unified Balances.


  • the calculation and storage of the user’s rating on the backend;
  • management of user reviews on the backend;
  • a script for paying for a regular contract;
  • the ability to search by list items for a drop-down list with tags;
  • a feature to pay for a regular contract (when the employer does not take any action after the payment deadline).


  • Published an interview with PointPay CEO Vladimir Kardapoltsev on the Clockwise Crypto Youtube channel.

Please note that the PointPay ecosystem has undergone major changes — we have transitioned to the Unified Balance System. This means that all account addresses in the PointPay system have changed, and all old addresses are now invalid.

To ensure the security of your funds, please do not use old addresses when depositing your funds. We are not responsible for any loss incurred due to the usage of old wallet addresses. Thank you!

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💡 Check PointPay Live-Roadmap (PointPay development in real-time):

🏦 Remember, we are PointPay, and we are beyond banking!