CEO Vladimir Kardapoltsev answered questions from our customer community. Vladimir Kardapoltsev spoke about the move to the Unified Balance System and its importance. In addition, Vladimir also talked about our new partnerships with NFTsky and Solidbit exchange. Our CEO also gave insights into our future plans and much more.
Below is a summary of AMA, which took place on May 26, 2022.
Alina (Host): Hello, everyone! Welcome to our AMA session. How about catching up on the news and announcements? Vlad, the floor is yours.
Vladimir: Well, thank you for joining us for our monthly updates. We have decided to do this on the last Thursday of every month. Our next AMA meeting will be on June 30.
First of all, it is great to see our community. I talk to you every day on our Telegram channels, Discord, Twitter, and so on. I am grateful for our great and active community and thank you for believing in our project.
That was 2.4 million PXP tokens. One of my team members will send the details to our chats. We have to buy it on the open market. It costs us a lot of money every month, but we care for our community.
We have added new cryptocurrency pairs to our ecosystem:
Our goal is to have more than 100 by the end of the summer. We will soon add new blockchains to our ecosystem.
Another good news is that PXP is listed on the Solidbit exchange. It is a great exchange. We have a partnership with them. Since it’s new, we were able to negotiate the lowest fees on the market; they have KYC and pretty much everything you could want. You can now trade PXP on the Solidbit exchange with one of the lowest fees: the maker fee is 0.0024%, and the taker fee is 0.0019%. We are very excited about the partnership with them. They have 100 cryptocurrency pairs, which is absolutely amazing. It’s a great crypto exchange, and some of my co-workers will send the link to their exchange.
We expect to list PXP on one of the major Asian exchanges soon. I was going to announce it today, but the legal negotiations are still ongoing. I hope to bring you good news at the next AMA meeting.
You may have noticed that instead of weekly updates, we are now doing daily updates. We want to ensure that all investors know that we are not just sitting around, but everyone is busy. Based on our updates, you may have noticed that we have gone through the big epic I talked about in the last AMA sessions — the Unified Balance System.
You may be wondering what the Unified Balance System is or why it is so important to the PointPay cryptocurrency exchange? You will have a one balance for all your products. For example, Binance used to have one balance for each of its products, then reduced it to four. This is great because, after this change, people will only have one balance for all their wallets. Internal accounting will be much easier, and we will have fewer internal transfer problems.
As of today, the withdrawal team has completed all withdrawal requests. So I do not think anything is pending right now. That will make our lives much easier because we will only have to worry about one balance. That was common about five years ago, but nowadays, most cryptocurrency exchanges tend to adopt a single balance system. When we make this change, we will be even more technologically advanced than Binance.
It’s very difficult because we have to compare all the balances, but we are making progress. Yesterday our system was unavailable for some time, and it will be unavailable again. I think that by Monday, we will finish the Unified Balance System for our whole ecosystem.
Also, I have to inform you that your previous wallet addresses will become invalid. We will announce this on all our social media and in all our emails. After we complete the transition, your old wallet addresses will be invalidated, and you will receive the new one, which will be your only wallet, instead of having a separate wallet for each product. After we announce that we will switch to the Unified Balance System, we’ll let everyone know.
And what else is happening? We want to offer the broadest range of crypto services to our customers. And, of course, the most exciting thing that has happened in the crypto market recently has been the NFTs. We are proud to have partnered with NFTsky. It’s a very cool platform, and we have integrated it into our system. You can see the button on our main website and the PXP button on their website. You can pay with PXPs on this platform. So take a look at it. We hope they will be a new leader in the NFT field.
We have implemented KYC fully for all of the users with balances of over $100. So as I said in November, we have implemented KYC into our system, and now we have decided to open it to most of our users. So now, if you have a balance of over $100, we will ask you to pass a KYC. Everything should work smoothly very soon. It’s great news for our community, and it’s a great incentive to purchase PXP as well. It is the minimum regulatory requirement that we have. So, all crypto licenses have certain things that we must comply with. And with all of the licenses, every user who has more than $100 in America or a €100 in Europe has to pass KYC. Obviously, $100 is less than €100, so it works both ways.
In terms of our infrastructure and the architecture of our payment system, we made major changes within the last month. This was to comply with PCI DSS — the credit card industry’s data and security standard. Our website is already compliant — you can find PCI DSS on every single page. But the way we kept our data was not. So we have changed the architecture of our system so that we will be compliant. We hope that by the end of next month, maybe it will take a little longer; we will get PCI DSS accreditation and be able to integrate even more payment providers in America and Europe.
We also have MoonPay up and running. That’s a seamless payment system that can be opened instantly on our website. I think about 90% of our users use that feature. This month we also integrated the Enot payment provider into the backend. This is the payment provider that is incredibly popular in Eastern Europe. So it will be available next month, in June.
And as for the development of our mobile app, we have implemented the functionality of transfers between accounts, payments, invoices, and PNL reports for users. This is quite important for people who pay taxes on their cryptocurrencies, so they can download how much they earned and how much they lost. It’s also quite common for government agencies to contact us and ask us to verify certain information.
We have also integrated the function of sending cryptocurrencies by email and through the wallet. We have added the Quick Exchange. You just have to enter how much you want to sell, and we will give you the amount. You do not have to go through the trading terminal, and it’s very simple, and it’s very easy. We have also integrated the regular exchange with all the buttons, which will be further improved very soon. We have also implemented the functionality to change the language within the application, unsubscribe, and much more.
That’s the short version of what we have accomplished this month. But if you want a full breakdown of the results, check out our daily and weekly updates. You’ll be able to find them there.
And lastly. With regards to our infrastructure — that’s the way that we keep our data. It’s quite boring to everybody, but this is the core. That’s the beating heart of our system. For me, that’s the most important thing that everybody should care about. We migrated the Kafka from the production Kubernetes cluster to the AWS Amazon Web Services managed by Kafka to increase the availability of the service and stability of the production environment.
You might ask, “What is the production environment? I don’t know what you’re talking about.” In product development, you don’t just deploy something in the code. You have the local environments — that’s what you can see on your computer. There are the development, integration, test, staging, and production environments.
So that’s the production environment — the penultimate environment until you see something on your screen. That’s incredibly important for us to protect because that’s the path everybody should go through to parse code into the system. So that’s the last circle of hell. And it’s incredibly well-protected, which is great.
We also migrated MongoDB, which is the document database “DB” with the scalability and flexibility of queries and indexing, so pretty much everything you need in the production cluster to increase the availability of the service and the stability of our production environment. So we’re making it even more secure.
We disabled the weak ciphers on all PointPay websites to protect the website from vulnerabilities in the TLS (Transport Layer Security) algorithms.
We also migrated AWS load balancing to AWS application load balancing this week. You may be asking yourself, “What the heck is that? I don’t care about that”. Well, it’s incredibly important because it protects us from DDoS attacks, which used to be pretty common. They don’t happen because we’re doing everything we can to protect our service. Alina, please ask your questions.
Alina (Host): All right. Thank you for this great news. Let us move on to questions from our community. When will KYC be fully functional for everyone? I have not received any KYC updates.
Vladimir: Vladimir: Well, the KYC update was just updated yesterday. I think that today for most users if you have more than $100 in your account in all cryptocurrencies, you will be asked to go through the KYC process. If you want to pass the KYC check, it costs us about $5. So that’s a lot of money, and we are just doing the bare minimum right now, but we will expand it to all users soon.
We must check every single person to get the banking and crypto licenses. To do that, we need to verify our users who hold more than $100 in America and Europe. We must collect this data with their passport numbers, photos, and addresses. Furthermore, we need to check them against certain databases, such as a politically exposed person database, anti-money laundering, counter-terrorist financing databases, etc.
We have to check users against these databases regularly every three months. So every single check costs us money. We have already asked more than seventy thousand people to pass the KYC check, and yesterday there were only about 1,000, which is good news. And you are welcome to do the KYC process.
Alina (Host): All right. Thank you so much. Let’s move on to the next question. Are there any new listings on the horizon for PXP to be?
Vladimir: Well, we are listed on four major exchanges: Bitrue, Bittrex Global, Bitglobal, and Whitebit. You can also trade our token on Uniswap. As I said, we are now listed on Solidbit, a new exchange, but we hope it will grow. We are planning to list on a Tier2 Asian exchange shortly and on a Tier 1 exchange by the end of the year.
We are working very hard on that. We have several Tier 1 exchanges in the pipeline right now. I have conversations with them every day, but they have some unreasonable requirements, but we are working to meet them, and it’s quite difficult. It’s taken longer than expected. It’s not like we just pay money and be on the list. We have to achieve many KPIs to reach this level, but we are working hard to achieve that.
Alina (Host): Okay. Why is Tier 1 listing so important? Wouldn’t it be worth trying to list PXP on PointPay?
Vladimir: Well, the PXP token is already added to our system. If we are not listed on the Tier1 exchange by the end of the summer, we might add it to our exchange. But if we are, we will integrate it into our exchange after the Tier 1 listing. As I said, we also plan to list on the regional Tier 2 exchanges. I think by the end of the summer, you will be able to trade PXP and our exchange, hopefully.
Alina (Host): Okay. What is Solidbit? What affiliation does it have with PointPay?
Vladimir: They have approached us and said they want to be our friends and help attract B2B partners. We are listed on their exchange on very good terms.
In terms of Launchboard, to get your coin listed on Coingecko or Coinmarketcap, you have to be listed on at least two exchanges. They have agreed to be our partners. So if they list their tokens on our exchange, we will also list them on the Solidbit exchange. That would mean that if someone lists their tokens on our exchange, they will automatically be listed on Coinmarketcap. So that’s a pretty important strategic partnership.
We are very proud that we have agreed on the minimum trading fees for PXP. They have not done that for anybody else before, but since they are quite a young platform, we can make that request. We are very proud of this partnership.
Alina (Host): Okay. And then the next few questions are a combination of a similar topic. So I’m just going to ask two questions at the same time. And the first one is when will you create your blockchain? The second question is; currently, it’s known that PointPay is after to create their Blockchain (though not immediately); despite that, is it on the company’s sights to add cross-chain (BSC, Polygon, etc.) capabilities to PXP?
Vladimir: Thank you for the question. Certainly, PXP20 is in our plans. I think it’s in our roadmap. We have more important milestones that we have to achieve at the moment.
That’s not that hard to achieve. You just have to have many users to support the network. After we complete the project according to our WhitePaper, we will most certainly do something along the lines of PXP20, maybe in 2023, maybe in 2024. It’s most certainly going to be part of our ecosystem. It will be something straightforward. Binance Network is, quite simple. So I think we’re going to be doing something simple as well.
If that’s going to reduce the fees that our users are paying for the transaction, that’s great. We care about our users and our traders. If that helps the development of our ecosystem. But right now, we have a lot more priorities that we need to achieve.
Alina (Host): Okay. Do you have an active flywheel to improve the price of PointPay?
Vladimir: As for the price of the PointPay token, we cannot legally influence the price. It’s quite illegal. We cannot make any predictions. All we can do is improve our product and improve the services and ecosystem. We can expand the range of products we support. We can do more burns legally. And I think the forecasts look good.
In the last downturn of the cryptocurrency market, PXP did very well. I think it was up 60% while most cryptocurrencies were down. The future is bright, and I think PXP is the next BNB on the market. You just have to hodl and wait until we complete our ecosystem.
Alina (Host): Okay. And then the next question, I feel it’s kind of repetitive, but maybe just go over some points about burning the PXP.
Vladimir: When we burn our PXPs, we don’t do it from our reserves. You can see all our reserve addresses. We buy tokens on the exchanges at the market price. That affects the token price because it’s been pretty stable over the last few weeks. Everything is fair and transparent.
You can see that the reserve addresses are still intact; nobody has ever touched them. The beauty of cryptocurrency is that you can openly check every transaction. A dedicated person buys PXP tokens for a month at the best prices.
Alina (Host): Okay. Thank you for your explanation. And then the next question is, are there any updates on banking and crypto licenses.
Vladimir: In terms of banking and crypto licenses:
- As I said, before the end of last year, we got the license in Lithuania
- We have done MSB (Money Services Business) registration in the US.
- And we got the Money Transmitters License in Wyoming.
- We have been waiting for the FBI report. We are also waiting for some documents to come. Unfortunately, it takes a long time to get those licenses.
- As for the licenses in New York, we want to get the Money Transmitter License and the BitLicense there.
- We are also still trying to get the Surety Bond there. Some states are lightly regulated, like Wyoming, where we have the licenses, and some states, like New York, are heavily regulated.
- We are trying to get the VASP (Virtual Asset Service Providers) license in the Cayman Islands. We have sent them all the documentation, and they are in the process of reviewing it.
- At the moment, we are planning to get a license in Kazakhstan. We have received a pre-approval, we are working on a full license with AFSA (Astana Financial Services Authority), and the application process is underway. We have submitted all the technical documents, and at the moment, we are waiting for the final decision. I think that’s all I can say at the moment.
Alina (Host): Okay. And then our next few questions are regarding launchpad so or launch board. So I’m just going to combine them all into one, pretty much. It’s just talking about, you know, a little explanation about what it is once again.
- When will ICOs be listed and published on the ICO launchpad?
- About 1–2 months left for Launchboard. Is everything ready? Will pre-launch withdrawal problems be fixed?
- PointPay will have active traffic after Launchboard. For our exchange to be interesting and preferred, it will be marketing in itself for CMC to be at the top of CMC’s list by providing the criteria for the degree of trust. Is the team working on this?
Vladimir: We have filed our reports there at Coinmarketcap and CoinGecko. We should receive the CoinGecko approval quite soon. Coinmarketcap is a bit more difficult because they have not listed a single exchange almost half the time. We are trying to get our foot in the door.
As for the ICO listing — our platform is ready. We hope to see our first listing late in the second quarter of this year. Hopefully, we will have some projects in the pipeline. But for us, quality must come before quantity, so maybe we will postpone it until the third quarter.
The voting system is ready. It will also increase the utility of the PXP, which will be partially utilized in the platform. There will be a ballot system where PXP token holders will have a collective right to vote by staking PXPs to list a proposed token. And the voting will be done by staking for about, I think, seven days. We will list them on our exchange, and then you will be able to trade them. So I think that’s a great thing for community’s participation.
Alina (Host): So the next question is, do you plan to include projects on the BSC network on the Launchboard? Is there any progress in developing your blockchain?
Vladimir: So the BSC is quite similar to the ERC20 network. In terms of integration, it should not be hard because it’s like an Ethereum 2.0. Right now, we are focusing on ERC 20 tokens. But if a great project comes to us with its native blockchain, we will list them as well.
It will take us about an hour to list the ERC 20 token, and it may take up to a week to list any other token. However, we expect virtually all of our tokens to be ERC20, as 95% of all ICO tokens are ERC 20 tokens.
Alina (Host): Okay. And the next question is a combination of a bunch of marketing questions. So I’ll just ask it in simple terms. With this bear market, isn’t it better to delay aggressive marketing? Are you planning on starting aggressive marketing soon? If so, in what way?
Vladimir: Regarding the bear market at the moment, PXP has done incredibly well. And as I said, it was in the top five best-performing tokens last week, I believe. Thank you very much for supporting our tokens. It means that you believe in our project.
The cost of cryptocurrencies doesn’t affect us because we’re building the infrastructure and an ecosystem. People buy in both a bear market and a bull market. In any market, there’s some kind of activity. When the market is low, people buy the token because they think it will go up. When the market goes up, people buy because they believe their investment will increase even more. So it works both ways.
There’s a lot of marketing going on. We’re not going to put it off. We’re still planning it. We have a new CMO who’s great. He’s writing all the plans for us to promote our token project later in the year. We’ve big plans for project promotion on YouTube, Telegram, conventional media, influencers, guerrilla marketing, and events.
We have plans for all of those things. If we don’t do that, we’ll lose our customers. We need to focus on our old clients, about a quarter of a million customers. Most of you’ve bought our tokens. So we need to “reactivate” you after a year of being a “sleeper agent”. If you get the metaphor. Now, we want you to be active, and of course, we want to attract new users to our platform. We’ve been doing a lot of advertising in the media lately.
Of course, we plan to advertise in conventional media, such as television, CNN, The Guardian, and Coindesk, as we did before, International Business Times, and Forbes. If someone comes to me and says: “Would you like to comment? I’m going to go there, and I want to promote the project as much as I can. We’re planning a big marketing campaign very soon.
Alina (Host): Okay. Thank you so much for answering that question. Perfect. And the next few questions are:
- I love your ambitions! Will you implement a yield bonus system if we block a certain number of tokens?
- Will you use a system like Binance, Kucoin, or Gate, or can we reduce the exchange fees with your PXP tokens and de-convert the small balances on the platform into PXP?
Vladimir: Well, thank you very much. We’re working on the conversion of small balances. I think it should be implemented by the end of the summer. As I said, we are planning a PXP20 network, but that will not happen for at least a year, probably even longer. It depends on how the project will develop.
We have a referral system that we have rewriting at the moment. Right now, we are developing a gamification aspect of our system. For example, we will introduce badges and certain discounts for people who reach certain levels within the system.
There will be something like a “PXP believer” — a person who owns 1,000 PXP tokens; a “PXP preacher” — who owns 100,000 tokens; or a “PXP evangelist” who owns 1 million PXP tokens. Or someone who trades quite a lot can be a “Crypto Boss”, or if you have referred quite a lot of people to our platform, you would be called a “Crypto Chandler” (I like Friends!). Or if you traded on our platform, on our mobile platform, you might get a badge as a “Guru Trader” or something like that. This helps to raise the spirit in our community. Of course, there will be certain perks, incentives and discounts when you reach a certain level. I think we will have that finalized by the end of the year.
Alina (Host): Okay. When will savings interest be re-enabled for US citizens? And will the interest be backdated?
Vladimir: Unfortunately, the answer is no. The SEC, the Securities and Exchange Commission, does not allow us to credit interest to cryptocurrency holders in the United States because we need a special license to do so. We are working on the licenses, but we don’t have any.
And there will be no backdated interest payments. I am sorry, but because of the Securities and Exchange Commission regulations, we can not do that. We are trying to get the U.S. licenses, you know, for the Money Services Business and the Money Transmitter Licenses, in Wyoming and New York. If we get those licenses, we can credit the payments, but we cannot backdate them.
Alina (Host): All right. And the next question is, you probably have a strong business plan. Do you have a budget for your benefits/EBITDA this year? Next year?
- We tax, but it is not a huge expense for us.
- We don’t have any depreciation or amortization payments. We have a Chief Financial Officer who keeps our balances in order.
- We have no rental costs, which is a big thing for businesses.
Our main costs are salaries, marketing, and infrastructure. I think that answers your question that we don’t have an EBITDA. We keep a close eye on what we make and spend.
Alina (Host): The next few questions are regarding staking.
- A staking period of 1 year will end quite soon. This is a concern as many people will be able to sell a large amount of PXP (take profits or sell at a loss), but it will result in a price drop. What will you implement as an incentive to keep the PXP or limit the impact of people selling large amounts of PXP? Do you consider this on your timeline to achieve major goals before the end of this 1-year staking?
- Do you consider making a limited-time special offer with increased benefits on staking options?
Vladimir: We are confident in our token performance. I hope that the PXP price will remain stable. There are not so many people using PXPs on our website. Many people have withdrawn their savings after staking for half a year and transferred them to other exchanges. But honestly, I do not think that’s going to affect our price in any way, because the people who wanted to leave our projects already got out. And the people who did not get out — I think they are the true PXP believers. I am very grateful to them for believing in our project.
Alina (Host): Okay. Wonderful. And then, the next question is regarding the NFT again. So it goes s you’ve probably heard that Twitter will soon support the use of NFT-enabled custom profile pictures. To do this, users will link their wallet accounts to Twitter. I’m sure the team has great plans for PointPay Wallet. Is PointPay going to participate?
Vladimir: Great idea. I will forward it to the project manager who manages our wallets. Make sure to ask the same question in a month on June 30. So I’ll forward it this evening, and I hope it will be done soon.
Alina (Host): Well, that’s exciting. And then the next question is kind of repetitive, but as for NFT partnerships — do you have them?
Vladimir: As I said, we have the NFTsky partnership. We are working on other partnerships as well. And we are always looking for new marketplaces, and our business development team works incredibly hard to get those partnerships in place. In terms of NFTs, I was talking to the Times of Israel last week about the NFT regulation in Israel, which is very interesting.
Alina (Host): Okay. And the next two questions are regarding PointPay cards and payment providers.
- I would like to order my PointPay card, but I want to know if I can charge this card with any wallet and withdraw from any ATM anywhere.
- And then the question after that is, do you have any new Payment Providers? What is the status of loans?
Vladimir: Loans are working from now on. They weren’t working before. So everything works now.
In terms of the new payment providers, as I said before, the MoonPay has been integrated before, but now it works even better. And we have integrated the ENOT provider — it will be available next month. Usually, integration takes about two months. We have integrated it into our back-end — so we’ve done the hardest part of the integration already. That’s incredibly popular in Eastern Europe.
What else is there in terms of cards? We are currently working with a lot of card payment providers, and hopefully by Christmas this year you will be able to go to ATM, use your phone, tap in and pay for your Christmas Lunch with the PXP. So I really hope that this can happen. I think the EU countries will be available first because the regulations are much less stringent and there is already a path that we can go down. In the US, this will probably happen next year, hopefully.
Furthermore, as I said, we have changed our system to comply with PCI DSS. So that means that very soon we will be able to integrate even more providers.
Alina (Host): Revolut will be an amazing competitor. They will release a wallet, a token, and some DeFi features. What does PointPay think about that? Thank you
Vladimir: Well, Revolut has a different business model. It’s more of a bank and focuses more on crypto payments. They don’t have an exchange in their ecosystem, and they operate mainly in Europe. We kind of want to have a global reach. Though, at the same time, we’ll probably go through all the kinds of business processes that Revolut had to go through. Revolut is a big competitor, so we’re watching closely what they’re doing.
Alina (Host): Are you planning to implement your own stablecoins? Your thoughts on the current situation with LUNA.
Vladimir: I always thought that Luna was not regulated. We all saw the BUSD token go up a little bit, the USDT token go down slightly, and then kind of recover because it had some reserves. You need to make sure that all of these tokens are fully regulated.
And at the moment, I think the only fully regulated token is the Binance Stablecoin, which has cost them quite a lot of money. So, with so many Stablecoins in the market, I don’t think it will be our number one priority at the moment. But if our ecosystem will grow further, yes, definitely within after we will complete our ecosystem and after we will do the PXP20 ecosystem, we might consider doing a PXP Stablecoin — USDP. Why not? Sounds great.
Alina (Host): Okay. And then we’re approaching our last question, and then I believe we could wrap this up. I have a question about PointPay governance. I know that Ilia Zavialov mainly owns PointPay. My question is to briefly present to him his role and the autonomy you have as a CEO. What are the goals related from him to you? More generally, his level of involvement in operations and on the financial side.
Vladimir: I think we are beyond that point. There was some kind of conspiracy theory about who he was. Let me just debunk that theory. You know he is a silent, independent investor. He is an active board member — just like any other board member.
He can raise any issue. He has a say when we discuss things. He asks us about the problematic issues, non-performing products and the growth potential. I consider opinions of all of our board members. We make most of our decisions as a collective. About 99% of the time, we are quite unanimous, and that’s a good thing. That helps our company grow organically. I am the CEO and I have the final decision. He attends the board meetings, but you know he’s a silent investor.
All right, Alina, let’s take one question from the audience and then wrap it up.
Alina (Host): Okay. What are you doing to market PXP to inform people about the drive to increase the price?
Vladimir: So we market our token on all of our exchanges. We are also trying to get listings on alternative exchanges. On Coinmarketcap and CoinGecko, it is doing great. So we have a lot of people who want to contact us and write about our token. So we are doing quite a bit of advertising for our project. The biggest promotion is the performance of project’s token, because the project and the token are pretty much the same thing. So if the project is doing well, the token is doing well too.
Alina (Host): I feel like we’re done at this point.
Vladimir: Thank you very much, Alina, for helping me conduct the same session. Thank you very much for joining us today. It’s been great to see you all. I hope you gain some exciting insights into our company. Let me wrap it up again.
- So we are moving toward a Unified Balance System. That means we will have only one balance for all kinds of products. I announced a couple of days ago that we had maintenance work on our website that was to do with the Unified Balance System.
- We have done our 19th burn, so that’s 2.4 million PXPs.
- We’ve added ten new cryptocurrency pairs.
- We have a new partnership with Solidbit with the lowest commissions ever on the market.
- We are expecting a new listing on a major Asian exchange quite soon.
- NFTsky — That’s our new partner. So go and check it out.
- We’ve opened the KYC for all users with over $100. If you don’t have enough money, please deposit it so you can pass the KYC there.
- We’ve changed our infrastructure, so we are now PCI DSS compliant.
- We’ve integrated the Enot and MoonPay providers.
- Our mobile apps look great. We’ve integrated many features there, especially the Quick exchange and the Regular exchange.
- In terms of our infrastructure, we’ve been doing a lot of work to make our platform even more secure.
So thank you all very much, and have a great evening. I’ll see you all tomorrow during our weekly Friday updates.