Dear PointPay Family,
The key news and events of the week are all in one place! We've compiled a list of the top 5 most important and significant changes that have occurred over the past seven days. Read them to stay up-to-date with the crypto industry.
Massive Data Leak Exposes Millions of Login Credentials
A large unsecured database recently revealed around 149 million login records linked to major platforms, including crypto exchanges, social networks, gaming services, and dating apps. The data was left publicly accessible without encryption or password protection.
This breach creates serious risks for users, as cybercriminals could exploit the exposed information to launch automated attacks on email accounts, crypto wallets, social profiles, and corporate systems. Security experts urge users to update passwords and enable additional protection measures.
Bitcoin Holds Near $88,000 Ahead of Major US Policy Events
Bitcoin has recovered to the $88,000 level after an earlier market drop, a price zone analysts describe as highly sensitive. Recent moves below this level have triggered fast sell-offs, while rebounds above it have restored short-term trading stability.
Market participants remain cautious as key US events approach, including a Federal Reserve policy meeting, a federal budget deadline, and renewed discussions on crypto regulation in Congress. Options market data suggests traders are preparing for potential sharp price swings, with growing demand for downside protection despite relatively calm volatility.
Gold Rally Shifts Investor Attention Away From Crypto
Investor focus has recently shifted toward precious metals, driven by gold's surge above the $5,000 mark. Social media activity indicates that gold dominated market discussions through mid-January as it reached new historical highs.
Interest briefly returned to digital assets when traders attempted to buy the market dip, but attention soon moved back to silver, which also set new records. This trend highlights how rapidly sentiment can shift between crypto and traditional safe-haven assets.
Silver Overtakes Crypto in Social Media Market Discussions
Social data from Santiment shows that conversations within investment communities have increasingly centered on silver rather than cryptocurrencies in January 2026. Early in the month, market engagement was low as participants returned from holidays, even while crypto prices climbed with limited public attention.
As gold and silver reached record highs in the following weeks, interest in precious metals surged. While digital assets continued to receive some attention, precious metals became a dominant topic across investor discussions, reflecting changing market sentiment.
Bipartisan Crypto Legislation Faces Collapse in US Congress
Efforts to establish a unified regulatory framework for cryptocurrency trading in the US are losing momentum due to rising political tensions. What was expected to become a cross-party agreement is now being undermined by partisan conflicts and election-driven priorities.
With midterm elections approaching, lawmakers are shifting focus toward campaign strategies, increasing the likelihood of leadership changes in Congress. This political uncertainty raises concerns within the crypto industry that future policymakers may be less supportive of favorable regulatory outcomes.
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