Dear PointPay Family,

This week's top news stories and events are all gathered in one place - our Top 5! We've selected the best stories for you and presented them in a concise, easy-to-read format so you can easily catch up on what's happened over the past few days.

Ethereum weakness deepens as exchange inflows raise sell-off concerns

Ethereum continues to lose ground against Bitcoin, with the ETH/BTC ratio falling to its lowest level in nearly a year. After repeated failed attempts to break above the $2,400 mark, ETH slipped below the important $2,200 support zone, adding to concerns that bearish pressure is accelerating. Market analysts note that Ethereum has steadily weakened against Bitcoin since late 2025, despite ongoing large-scale accumulation efforts from institutional players.

Additional pressure is coming from rising exchange inflows. According to recent on-chain data, more than 500,000 ETH worth over $1.1 billion was transferred to trading platforms within a single week. Such movements are often interpreted as a sign that investors may be preparing to sell. Technical indicators have also turned negative, with some analysts warning that Ethereum could face a significantly deeper correction if market sentiment continues to deteriorate.

Trump's executive order could open federal payment rails to crypto firms

A new executive order from Donald Trump may significantly reshape how digital asset and fintech companies interact with the US banking system. Federal regulators have been instructed to review existing rules tied to financial technology oversight, banking access, and payment infrastructure, with agencies given 90 days to identify barriers affecting the sector.

The review is expected to focus on licensing procedures, partnership restrictions, federal approvals, and access to the Federal Reserve's payment network. Industry participants see the move as a potential turning point that could ease operational limitations for crypto-related businesses and create a clearer path toward integration with traditional financial infrastructure.

Ripple expands institutional reach as SWIFT recognizes Ripple Treasury

Ripple's institutional ambitions gained new momentum after Ripple Treasury appeared in SWIFT's Business Solutions Providers Directory as a Certified Partner in North America. The certification confirms compliance with SWIFT's 2025 standards and ISO 20022 requirements, strengthening Ripple's position within the global financial infrastructure landscape.

The recognition follows Ripple's broader push into institutional services through major acquisitions, including treasury management platform GTreasury and brokerage firm Hidden Road. Together, the deals represent a multi-billion-dollar strategy aimed at expanding beyond payments into full-scale corporate financial services. Market observers believe SWIFT's acknowledgment could eventually support broader adoption of XRP in cross-border settlement solutions, especially as blockchain-based payment testing among global banks continues to accelerate.

SpaceX reveals massive Bitcoin holdings ahead of IPO

SpaceX has disclosed ownership of 18,712 Bitcoin in its latest SEC filing, revealing a far larger crypto position than previously estimated by blockchain analysts. The disclosure places the aerospace company among the most significant corporate Bitcoin holders and shows that its holdings now exceed Tesla's reported BTC reserves.

The filing arrives ahead of SpaceX's highly anticipated public listing, expected later this year, and gives investors new insight into the company's balance sheet strategy. Alongside its ambitions in satellite connectivity, artificial intelligence, and space transportation, SpaceX appears to be positioning digital assets as part of its long-term growth narrative. The company described its target market opportunity as one of the largest in history, spanning multiple trillion-dollar industries.

SEC prepares framework for trading tokenized stocks

The US Securities and Exchange Commission is reportedly preparing a new regulatory framework that could allow trading platforms to offer blockchain-based versions of traditional stocks. According to reports, the agency may soon introduce an "innovation exemption" designed to support tokenized securities trading on crypto platforms.

The proposal could create a new market structure where digital stock tokens trade outside conventional exchanges, potentially without direct involvement from the companies whose shares they represent. Reports also suggest these tokenized assets may not include traditional shareholder benefits such as voting rights or dividend access. The initiative reflects the broader push by the Trump administration to expand the role of blockchain technology within US financial markets and modernize securities trading infrastructure.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

The latest updates, events, and announcements from the past few days are already waiting for you! We have gathered all the key developments in our Weekly Update so you can stay fully up to date with everything happening at PointPay.

PointPay News

Today's recap should begin with a celebration - 🍕 Pizza Day! We congratulate all of you on this symbolic occasion for the entire crypto community.

To celebrate, we have prepared a prize giveaway featuring rewards such as VIP status, commission-free trading opportunities, and vouchers. Most importantly, you get to decide which reward you would like to receive.

To participate, simply like and repost the post on X, or add a reaction to the post on Telegram. After that, choose which pizza slice (reward) you would like to receive and leave its number in the comments.

In just one week, we will announce the results and raffle off each slice among the users who selected it. One slice - one winner. Delicious!

Next, it is time to announce our traditional AMA session with PointPay CEO Vladimir Kardapoltsev! The first video will be published on our YouTube channel next Thursday. In this episode, Vladimir will summarize the results of May, share upcoming announcements and plans, and answer your questions.

If you would like your question to be featured in the video, make sure to submit it through the special form using the link.

Finally, this week marked the launch of our new futures contract listing event. From May 19 to June 19, we plan to list one new contract every day - a total of 32 new contracts.

Right now, you can already explore the following new addition:

🔹 BSB/USDT (Block Street)
🔹 CL/USDT (Crude Oil Futures)
🔹 NVDA/USDT (NVIDIA)
🔹 PLAYSOUT/USDT (Playsout)

Come back next week to discover even more new listings!

Cryptosphere News

Top cryptocurrencies recorded average declines of 2 - 5%. Nevertheless, the overall market sentiment remains neutral, although still leaning toward pessimism. Without any significant positive news catalysts, no major trend reversal is expected at this stage.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

Our roundup of this week's top 5 news stories is here! We've sifted through thousands of headlines to bring you the 5 most interesting, important, and entertaining stories from the past few days. This way, you can easily stay up to date on key developments in the crypto world.

AI exploit on X leads to $200K crypto transfer through morse code trick

An X user exploited a vulnerability involving AI chatbot Grok and automated trading assistant Bankrbot, triggering the unauthorized transfer of nearly $200,000 in crypto assets. The attacker reportedly used a hidden instruction encoded in Morse code to bypass the system's safeguards and convince the connected AI tools to execute a transaction on the Base network.

The scheme began after the attacker expanded Grok's wallet permissions through a Bankr Club Membership NFT, enabling advanced functions such as swaps and token transfers. The user then asked Grok to decode and relay a Morse code message to Bankrbot, which interpreted the translated text as a legitimate command. As a result, 3 billion DRB tokens were transferred directly to the attacker's wallet before being quickly sold on the market, causing temporary price instability.

BlackRock expands tokenization push with Ethereum-based fund structure

BlackRock is strengthening its presence in blockchain finance by selecting Ethereum as the infrastructure layer for new tokenized fund products tied to traditional financial assets. Recent filings reveal that the asset management giant plans to issue blockchain-based shares connected to treasury-focused money-market funds, signaling growing institutional confidence in Ethereum as a settlement network for real-world assets.

The initiative includes tokenized share classes designed for verified wallet holders and regulated on-chain investors, while maintaining strict compliance controls such as whitelisting and transfer restrictions. BlackRock's move adds further momentum to the broader tokenization trend, where major financial firms are increasingly integrating blockchain rails into conventional markets. With nearly $14 trillion in assets under management, the company's adoption of Ethereum carries significant weight in the race to become the dominant infrastructure for tokenized finance.

New report reveals most Polymarket traders are losing money

A large-scale on-chain study has revealed that the overwhelming majority of Polymarket users are trading at a loss, raising questions about who truly benefits from prediction markets. According to the analysis, more than 84% of wallet addresses tracked on the platform ended up unprofitable, while only a tiny fraction generated meaningful long-term gains.

The findings suggest that profits are heavily concentrated among sophisticated traders using automated systems, arbitrage strategies, and high-speed execution tools. Meanwhile, most retail participants appear to trade briefly before exiting with losses. The report arrives as Polymarket continues expanding into mainstream sports partnerships and influencer-driven promotion campaigns, fueling concerns that inexperienced users are entering a market dominated by algorithmic trading advantages.

Japan launches blockchain pilot for $7.5 trillion government bond market

Japan is taking another step toward blockchain-based finance through a new pilot focused on its massive government bond market. Major institutions including Mizuho, Nomura, Japan Securities Clearing Corporation, and Digital Asset have joined forces to test how blockchain infrastructure can support real-time collateral management for Japanese government bonds.

The initiative is designed to explore faster and more flexible settlement processes while preserving the legal framework governing traditional securities. Unlike a public token launch, the pilot focuses on improving how bond ownership records and collateral transfers operate behind the scenes, particularly for cross-border transactions outside standard banking hours. The project reflects a broader shift among financial institutions seeking to modernize market infrastructure using blockchain technology originally popularized by crypto networks.

Ethereum introduces clear signing standard to improve wallet security

The Ethereum community has introduced a new security standard aimed at eliminating one of the ecosystem's most dangerous user risks - blind signing. The initiative, known as Clear Signing, is designed to replace unreadable transaction approvals with clear, human-friendly information before users confirm blockchain actions.

Built around the ERC-7730 standard, the system allows compatible wallets to display understandable transaction details such as token amounts, recipients, expiration times, and expected outcomes instead of raw technical data. The effort has received support from major industry participants including Ledger, MetaMask, Trezor, WalletConnect, and Fireblocks. The launch follows several high-profile security incidents that exposed how difficult it can be for users to verify complex transaction requests, including the massive Bybit exploit linked to deceptive signing interfaces.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

Another week has passed, and it's time to sum up its results. We've gathered all the latest news from the past few days in one place so you can stay fully up to date with everything happening at PointPay.

PointPay News

This week at PointPay has been relatively calm. We are actively continuing to work on new updates and features, although we are not yet ready to share the details. As soon as everything approaches completion - we will definitely let you know!

In the meantime, you can explore different parts of the platform:

🔹 Take a look at our staking options, where you can stake PXP and TRX with 1% and 3% APR respectively. A great opportunity to earn passive rewards.

🔹 Navigate the volatile cryptocurrency market with futures trading. Let every market movement work in your favor.

🔹 Trade directly through our P2P platform. Just you and other market participants. And a reminder - the commission fee remains 0%!

We would also greatly appreciate your feedback about your experience with PointPay. You can leave your comments on our social media pages or on TrustPilot. Share your story and help other users make the right choice.

Cryptosphere News

By the end of the week, Bitcoin showed a slight decline in value, which also affected other assets across the market. On average, prices dropped by around 1-2%, which may reflect uncertainty among holders and traders regarding the market's further growth potential.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

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🔥 Buy PXP tokens on Bitrue: https://bit.ly/3JEreHu

🔥 Buy PXP tokens on WhiteBIT: https://bit.ly/3qJrjRH

💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

The most incredible news and events from the past seven days have been compiled and are ready to be presented to you in our latest roundup. Dive into the Top 5 News Stories of the Past Week, where you’ll learn about the most interesting and important developments from around the world.

Coinbase backs CLARITY Act compromise on stablecoin yields

Coinbase has agreed to revised provisions within the proposed CLARITY Act that would restrict crypto platforms from offering passive yield rewards on payment stablecoins. According to the company's policy leadership, the finalized language allows platforms to continue distributing rewards only when users actively participate in blockchain or platform-related activities, rather than simply holding assets.

The update appears to have strengthened market confidence around the bill's future. Prediction markets quickly raised the probability of the CLARITY Act becoming law in 2026 following the announcement. Attention is now shifting toward the upcoming Senate Banking Committee discussions expected in mid-May, where the legislation could move closer to formal approval.

Strategy signals more flexible Bitcoin treasury approach

Strategy is reconsidering its long-standing commitment to holding Bitcoin indefinitely, introducing a more active treasury management strategy aimed at increasing Bitcoin-per-share value for investors. Company executives stated that future decisions could include selling Bitcoin for cash reserves or reallocating holdings into debt instruments when financially beneficial.

The company ended the first quarter with more than 818,000 BTC accumulated at an average purchase price of roughly $75,500 per coin. The shift reflects a broader evolution in corporate Bitcoin strategies, where balance sheet optimization is becoming just as important as long-term accumulation.

Ripple, JPMorgan and Mastercard complete landmark tokenized asset transaction

Ondo Finance has completed what companies describe as the first cross-border and interbank redemption transaction involving tokenized US Treasury assets across both public blockchain infrastructure and traditional banking systems. The initiative brought together Ripple, JPMorgan's Kinexys platform, and Mastercard to demonstrate real-time interoperability between blockchain networks and institutional payment rails.

As part of the pilot, Ripple redeemed tokenized assets issued on the XRP Ledger, while fiat settlement was processed through Mastercard's Multi-Token Network and JPMorgan's banking infrastructure. The transaction was completed almost instantly outside standard banking hours, highlighting the growing potential for 24/7 global settlement systems powered by tokenized finance.

Telegram takes direct control of TON ecosystem development

Telegram founder Pavel Durov announced a major restructuring of the TON ecosystem, revealing that Telegram will take a leading operational role in the network while also becoming its largest validator. The move positions the company at the center of TON's future technical and strategic development.

Telegram plans to introduce a series of upgrades over the coming weeks, including a redesigned website, enhanced developer tools, and network performance improvements focused on scalability and user experience. Following the announcement, Toncoin recorded a sharp price increase, although the asset still remains significantly below its historical peak.

Bitcoin surges above $80,000 as market recovery accelerates

Bitcoin has climbed above the $80,000 level for the first time since January, continuing a strong rebound from its February lows. The asset has now recovered nearly 30% from the roughly $62,000 bottom reached earlier this year, signaling renewed bullish momentum across the crypto market.

Several market participants believe the current rally could extend further, with expectations growing around a possible move toward the $100,000 mark. The latest price action reflects improving investor sentiment and increasing confidence in Bitcoin's long-term market trajectory.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

Another seven days are behind us, which means it is time to sum up the week's key events. We have gathered the most important PointPay updates in this Weekly Update so you do not miss anything.

PointPay News

After a series of major releases, we are entering a short period of calm and taking time to reflect on recent achievements. This week, the second part of the April AMA session with PointPay CEO Vladimir Kardapoltsev was released.

We continue reviewing the past month's results, discussing the latest news and announcements, and answering your questions. The main focus of this video is P2P trading and widgets! The video is already waiting for you on our YouTube channel.

Meanwhile, between video recordings, the CEO continues traveling around the world and attending major conferences. This week, Vladimir visited Consensus Miami 2026! A wide range of engaging speakers, important meetings, and new partnerships made this event especially memorable for PointPay.

We would also like to remind you about our widgets! Last week, we released them for iOS, and this week - for Android! Use our widgets to track the prices of key cryptocurrencies and always stay connected to the crypto sphere.

Cryptosphere News

Only upward movement! Over the past week, Bitcoin has grown by more than 7% and secured its position above the $80,000 mark. This is a strong signal of a growing trend and a possible beginning of a bullish cycle.

Toncoin is also setting records, surging by 100% over the week! A sharp reduction in transaction fees and delays has significantly boosted the coin's price. While it is still far from its all-time high, the project clearly demonstrates strong potential.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

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🔥 Buy PXP tokens on Bitrue: https://bit.ly/3JEreHu

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💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

Stop for a few minutes and let us tell you about the top five most important, interesting, and simply funny news this week. Collected them from around the world and presented in a short and convenient TL;DR format so you can catch up quickly.

Bernie Sanders Targets Trump's Expanding Crypto Empire

Senator Bernie Sanders has accused the Trump family of generating more than $3 billion through cryptocurrency-related ventures, describing the activity as a major abuse of political influence. According to Sanders, the profits were driven by token sales linked to World Liberty Financial, the $TRUMP meme coin, and the USD1 stablecoin project.

The criticism intensified after reports revealed that Trump-affiliated entities earned hundreds of millions of dollars in trading fees from the $TRUMP token, while a large number of retail investors suffered heavy losses following the coin's sharp collapse. At the same time, Tron founder Justin Sun filed legal action against World Liberty Financial, accusing the company of freezing token holdings worth up to $1 billion and pressuring him into making additional investments.

DOJ Charges Soldier Over Profitable Polymarket Trades Linked to Maduro Operation

The US Department of Justice has arrested a special operations soldier accused of using classified government information to profit from prediction market bets tied to Venezuelan President Nicolas Maduro. Investigators allege that Gannon Ken Van Dyke earned more than $400,000 after placing large bets on Polymarket shortly before former President Donald Trump publicly announced Maduro's capture.

Federal prosecutors claim Van Dyke relied on confidential operational details unavailable to the public and later attempted to erase evidence by deleting accounts and changing registration information connected to his crypto activity. He now faces multiple charges, including fraud, misuse of classified information, and unlawful personal gain tied to government intelligence.

Bitcoin Slips as Markets Brace for Fed Decision and Rising Oil Prices

Bitcoin came under renewed pressure during Asian trading hours, falling roughly 3% as investors prepared for a week packed with major economic data and the upcoming Federal Reserve rate decision. Analysts say traders remain cautious amid uncertainty surrounding inflation, interest rates, and elevated oil prices, with Brent crude holding above $100 per barrel.

Market participants are increasingly skeptical that the Federal Reserve will begin cutting rates in the near term, creating a difficult environment for risk assets. At the same time, concerns surrounding slowing growth in the artificial intelligence sector are beginning to affect crypto-related industries. Public Bitcoin mining firms that heavily invested in AI infrastructure may reduce future BTC sales if AI demand weakens, though broader technology market pressure could still weigh on crypto prices in the short term.

Visa Expands Stablecoin Network Support Across Five Additional Blockchains

Global payments leader Visa has expanded its stablecoin settlement infrastructure by integrating five new blockchain networks: Arc, Base, Canton, Polygon, and Tempo. The move increases the total number of supported networks to nine as the company accelerates its push into blockchain-powered payments.

Visa reported that annualized transaction volume processed through its stablecoin infrastructure has reached $7 billion, marking strong growth in institutional adoption. The company also noted rising demand for multichain compatibility among partners, while its ecosystem now includes more than 130 stablecoin-linked card programs operating across over 50 countries, allowing users to spend digital assets in everyday transactions.

Momentum Builds Around Long-Awaited US Crypto Clarity Act

The long-discussed Clarity Act, a major cryptocurrency regulation bill in the United States, is moving closer to a critical review stage in Congress. Senator Thom Tillis stated that lawmakers have made substantial progress and are preparing to advance the legislation through the Senate committee process.

Negotiators reportedly resolved many concerns surrounding stablecoin yield provisions, shifting attention toward rules governing decentralized finance and software developers. Senator Cynthia Lummis also expressed optimism over protections designed for developers who do not directly control financial transactions. Industry observers now believe the bill could advance rapidly, with further revisions expected before a final Senate vote.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

We invite you to look back on this week's highlights in our Weekly Update! We have gathered all the important PointPay news and events from the past few days for you. Just a few minutes of your time, and you'll be fully up to date with everything happening in the PointPay ecosystem.

PointPay News

This week marks the release of the long-awaited P2P trading feature on PointPay! After several months of improvements and fine-tuning, the release day has finally arrived - April 30.

Dive into direct trading with other users. Exchange cryptocurrency for fiat through hundreds of banks with 0% fees, leave reviews, and climb the rankings to earn community recognition and become one of PointPay's top traders!

The platform is fully open to all users without exception. Explore your new opportunities and share your feedback in reviews, comments, or our Telegram chat. We look forward to hearing from you!

In addition, this Thursday marked the release of the first AMA video for April. PointPay CEO personally reviews the results of the past month, discusses the latest industry developments, and answers your questions. The main focus of this episode is the Futures Market release and the events surrounding it.

And don't miss the next video coming in just one week. We will discuss P2P in more detail, answer even more of your questions, and share our plans for the future.

At the same time, some of those plans are already becoming reality. Introducing PointPay widgets for iOS! Keep up-to-date cryptocurrency prices always within reach. Add a list of key coins directly to your home screen and stay ready for the next bull run. The Android release is coming very soon.

And if you're looking for more to read, we also recommend checking out the latest article about PointPay releases published on crypto.news! Discover more details about PointPay's vision for the future and how it aims to transform the entire crypto industry.

Cryptosphere News

This week ended with a slight decline for most cryptocurrencies. Bitcoin set a negative trend that very few assets were able to resist. However, this can be viewed as a healthy correction following several weeks of noticeable growth.

We continue to monitor the situation closely and look forward to positive developments that could bring renewed momentum to the crypto market and fuel the next upward move.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

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🔥 Buy PXP tokens on WhiteBIT: https://bit.ly/3qJrjRH

💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

We’re thrilled to announce that your PointPay experience just got even better - this time with the ability to buy and sell crypto directly for fiat! Say hello to our brand-new, in-house P2P solution, where you can trade crypto peer-to-peer, securely and seamlessly.

The PointPay P2P platform is already live on our website and in the mobile app under the Trade section - go ahead and try it out!

New horizons, greater freedom

Our latest release brings a full-fledged peer-to-peer crypto trading platform to every PointPay user. In the dedicated P2P section, you’ll find everything you need for smooth, hassle-free buying and selling of crypto using fiat currencies.

Post or browse listings, agree on trades, and connect directly with other users! Enjoy intuitive search and sorting tools, user reputation scores, transaction history, and dozens of supported fiat payment methods-all ready and waiting for you.

Everything is fully functional and thoughtfully organized across clear, user-friendly pages for maximum ease and intuitive navigation. 

P2P marketplace page

This is your go-to landing page for all things P2P. Here, you can explore active listings from other users and filter them to your liking. Choose your preferred crypto and fiat currencies, available amounts, payment methods - and even search specifically among your “Favorites” or within PointPay’s Top 50 traders!

Tip: Don’t forget to set your preferred refresh rate so you never see outdated offers!

My account page

Your profile is your identity in the P2P world. On this page, you can manage your P2P payment methods (which will appear when you list assets for sale), view your transactions’ stats, and check your reviews history. Also, you can even customize your own nickname with url - but only once per account per year!

Right now, we support over 100 banks across 7 fiat currencies - and we’re constantly expanding the list with new options.

Order history page

All your past and current trades are neatly stored here. Easily sort them by date, type, asset, or current status to stay organized and in control.

After a completed order, make sure to leave a review - positive or negative with a relevant comment. This is important for other users so they can choose a reliable partner and avoid those with low ratings.

My ads page

Just like your order history, this page shows all your active and past ads. Use the same handy filters to keep track of your listings at a glance.

To create your ads press the “New Ad” button. It will guide you through the process until an ad is published.

Top 50 Page

Meet PointPay’s elite - our Top 50 exchangers! These are the most active, highly rated users with the highest trade completion rates.

Want to join the Top 50? Hit the required performance metrics, and you could earn a spot!

It’s time to trade directly!

The PointPay P2P platform is now open to everyone. New ads are popping up every minute, trades are happening right now and we already see the first P2P PointPay reviews. Don’t wait - join the action and start buying or selling crypto for fiat today!

You’ll find the P2P platform on our website and in the mobile app under Trade. Dive in and explore all the new possibilities for yourself!

Happy trading at PointPay!

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🔥 Buy PXP tokens on Bitrue: https://bit.ly/3JEreHu

🔥 Buy PXP tokens on WhiteBIT: https://bit.ly/3qJrjRH

💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

We are pleased to introduce a major upgrade to your trading experience. Futures trading is now available on PointPay, bringing one of the most advanced and flexible instruments in the crypto market directly to your account. This launch is designed to expand your opportunities, enhance your strategies, and give you access to new trading potential.

Futures trading allows you to go beyond traditional spot trading by enabling you to profit from both rising and falling markets. With this addition, you can apply more advanced strategies, respond to market volatility more effectively, and manage your positions with greater precision.

What is now available

With the launch of futures trading, PointPay users now have access to a wide range of features designed to support both new and experienced traders:

20+ futures contracts

Trade a broad selection of cryptocurrencies, including Bitcoin, Ethereum, and a variety of altcoins. The lineup also includes popular memecoins, giving you exposure to different segments of the market.

Leverage of up to 100x

Increase your market exposure and amplify potential returns with leverage of up to 100x. This feature allows you to use capital more efficiently, but it requires a careful and well-structured risk management approach.

Note: the bigger your position the lower leverage you can get for it!

Advanced trading interface and analytical tools

Work within a professional-grade interface equipped with essential tools for technical analysis. Monitor price movements, apply indicators, and make informed decisions directly on the platform.

Futures User Levels

Alongside the launch of futures trading, a new progression system has been introduced - Futures User Levels. This system operates independently from the existing loyalty structure and is designed specifically for futures traders.

It provides a clear framework for growth, where your activity directly influences the rewards you receive.

Key features include:

Independent progression

Futures trading has its own level system, allowing you to advance and unlock bonuses based on your activity within this market.

Level advancement criteria

Your level is determined by your futures trading volume and the amount of USDT held in your account. Higher activity and balance lead to higher levels and expanded rewards.

Take your next step forward!

The addition of futures trading significantly expands the capabilities of the PointPay platform. It gives you access to more sophisticated tools, greater flexibility in your approach, and new ways to interact with the market.

Whether your goal is to hedge existing positions, take advantage of short-term price movements, or diversify your overall strategy, futures trading offers the necessary instruments to do so within a single ecosystem.

Everything is now in place - advanced tools, a wide range of trading pairs, and an active community of traders already using the platform. Futures trading on PointPay is fully available and ready to support your next step.

Happy trading at PointPay!

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🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

Five of the loudest, most interesting and unusual news in the past week are already in our collection! Read the Top 5 that we have assembled for you and stay with the cryptosphere on one wave.

RAVE Token Collapse Sparks Scrutiny as RaveDAO Rejects Manipulation Claims

RaveDAO has firmly denied allegations of market manipulation following a dramatic collapse of its RAVE token, which has plunged roughly 95% from its peak value. The sharp decline came after accusations surfaced suggesting the token’s earlier surge was artificially driven. In response, major industry figures have initiated investigations into the project’s token distribution and potential market misconduct, particularly amid concerns over a highly concentrated insider supply.

Despite the controversy, RaveDAO maintains that its long-term vision remains intact, emphasizing its focus on Web3-driven offline initiatives and charitable programs, including funding medical procedures in Nepal. Meanwhile, investors are reassessing risk exposure as regulatory uncertainty looms over the crypto sector heading into 2026.

Strategy Overtakes BlackRock to Become Largest Bitcoin Holder

In a significant shift within institutional crypto ownership, Strategy Inc. has surpassed BlackRock’s iShares Bitcoin Trust to claim the position of the world’s largest Bitcoin holder. As of April 2026, the company controls over 815,000 BTC, edging ahead of BlackRock’s holdings and marking a defining moment in the competition between corporate treasuries and exchange-traded funds.

The milestone underscores Strategy’s aggressive accumulation strategy under Michael Saylor’s leadership and reinforces its ambition to position itself as a central force in the Bitcoin ecosystem. The development also signals intensifying rivalry among major financial players seeking dominance in the rapidly evolving digital asset space.

MiCA Redefines Market Access for Crypto Firms Entering Europe

The introduction of the Markets in Crypto-Assets regulation has fundamentally transformed how crypto businesses approach the European market. By replacing fragmented national rules with a single regulatory framework, MiCA enables companies licensed in one EU country to operate across all member states - but also expands the scope of compliance obligations.

Crucially, the regulation applies based on service availability rather than company location. Any platform accessible to EU users must comply, regardless of where it is incorporated. This leaves firms with a clear choice: secure proper authorization or withdraw from the European market altogether. As regulators demand robust operational structures and governance, companies are increasingly recognizing that compliance under MiCA requires substantial preparation rather than a simple administrative step.

Japan Tests Blockchain-Based Collateral Using Government Bonds

Japan is exploring the future of financial infrastructure through a new initiative to digitize government bond collateral. The Japan Securities Clearing Corporation, alongside major financial institutions, has launched a pilot project to assess whether Japanese government bonds can be managed on blockchain systems without compromising their legal standing.

The trial will evaluate the integration of traditional financial systems with blockchain technology, aiming to enable real-time, round-the-clock collateral transactions, including cross-border applications. Backed by regulatory support, the project reflects growing momentum toward digital asset adoption and could play a key role in shaping how traditional securities function within next-generation financial markets.

Justin Sun Files Fraud Lawsuit Against Trump-Linked Crypto Venture

Crypto entrepreneur Justin Sun has filed a lawsuit against World Liberty Financial, a venture associated with the Trump family, accusing the company of fraudulent practices and unlawful restrictions on token sales. The legal complaint alleges that Sun was blocked from liquidating holdings worth up to $1 billion after refusing to increase his financial commitment to the project.

According to the filing, the company also altered token governance rules without transparency, effectively granting itself the ability to restrict transfers at will. World Liberty Financial has rejected the accusations, describing them as baseless and framing the dispute as a response to alleged misconduct by Sun. The case introduces new tensions into high-profile crypto circles and could have broader implications for trust and governance in token-based ecosystems.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

It is time to sum up the results in our Weekly Update. Over the past 5 days, a lot has happened - from product updates to upcoming announcements. To make sure you do not miss anything, we have gathered everything in one article!

PointPay News

The main highlight of the week is the release of the Futures market for all PointPay users! No more waiting, phases, or limitations. Everyone can now access the website or app and start trading futures right away.

Are you ready to dive into contract trading across 20+ different assets with leverage of up to 100x? And to make this experience even more engaging, efficient, and rewarding, we have prepared a special addition - Futures User Levels.

Now, all trading fees within the levels are divided into two categories: Spot and Futures. Spot fees remain as you already know them, while Futures... they are the familiar rates reduced by 30%! Save even more on trading fees and reach new heights that were previously out of reach. The new levels are already active - no additional actions are required.

Next, announcements! The first one is an AMA session that will be released on our YouTube channel on April 30. CEO Vladimir Kardapoltsev will personally summarize the month, share results and impressions, and present announcements for May. As always, the session will conclude with answers to user questions. If you want your question to be featured in the video - submit it now through the special form.

The second announcement of the week is the release of P2P trading on PointPay, coming on April 29! All users will gain access to direct trading with each other, exchanging both cryptocurrencies and fiat. More than 100 different banks, 7+ fiat currencies, and a convenient, secure platform for finding buyers and sellers. Do not miss the moment when P2P goes live!

Cryptosphere News

There is positive news for crypto enthusiasts - Bitcoin has been steadily, albeit gradually, increasing in price for several weeks. As BTC rises, it continues to pull the broader crypto market along with overall trader sentiment.

Some experts are already quick to claim the beginning of a new rally toward an all-time high. Bold statements - and ones many are eager to believe.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

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🔥 Buy PXP tokens on Bitrue: https://bit.ly/3JEreHu

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

News of the week, the most interesting, exciting and funny, we have already assembled in one top 5! So, you can learn about key trends and events in just a few minutes. And in the cryptosphere, it's hard to overstate the importance of staying on the crest of the wave.

Japan Moves to Integrate Crypto Into Financial System

Japan is taking a decisive step toward tighter digital asset regulation by formally bringing cryptocurrencies under the scope of its financial instruments framework. The legislative update positions crypto alongside traditional securities, signaling a shift toward stricter oversight and market standardization under the country's Financial Services Agency.

Alongside regulatory changes, authorities are targeting insider trading risks with enforcement measures expected by 2027. The initiative is complemented by a proposed reduction in crypto taxation, potentially lowering rates to levels comparable with equities. At the same time, penalties for operating without proper registration will become significantly harsher, reinforcing Japan's commitment to a more transparent and accountable crypto market.

Bitcoin Developers Outline Plan to Retire Vulnerable Wallets

A group of Bitcoin contributors has introduced a proposal aimed at preparing the network for future quantum computing threats. The initiative, known as BIP-361, describes a gradual transition away from current signature mechanisms, ultimately rendering older wallet types unusable over a defined timeline.

The plan envisions restricting new transactions to outdated address formats before initiating a multi-year countdown that would disable legacy cryptographic paths entirely. Despite the long-term implications, market sentiment appears largely unaffected so far, with Bitcoin maintaining upward momentum and speculation around dormant early holdings remaining stable.

WLFI Lending Activity Raises Structural Concerns

Recent on-chain activity involving World Liberty Financial has drawn attention after its treasury executed a large-scale borrowing operation using its own ecosystem assets. By depositing billions of its governance tokens as collateral and borrowing its proprietary stablecoin, the project effectively pushed its internal lending pool beyond full utilization, resulting in negative liquidity.

While such conditions can technically be resolved, the structure of the transaction highlights deeper concerns. The same entity controls the collateral, the borrowed asset, and the platform itself, creating a closed-loop system that challenges the principles of decentralization. With regulatory scrutiny already intensifying, the lack of clarity around the purpose of the borrowed funds is likely to fuel further questions about transparency and risk management.

Strategy Expands Bitcoin Holdings With $1 Billion Purchase

Strategy has strengthened its position as one of the largest corporate holders of Bitcoin, adding nearly 14,000 BTC to its balance sheet in a transaction valued at approximately $1 billion. This latest acquisition brings the company's total holdings close to 781,000 BTC.

The firm continues to pursue an aggressive accumulation strategy, maintaining a long-term conviction in Bitcoin despite market fluctuations. With an average purchase price still below current levels and a reported yield of 5.6% for 2026, Strategy reinforces its role as a major institutional force shaping Bitcoin's market dynamics.

TRON Advances Toward Quantum-Resistant Blockchain Architecture

TRON has announced a major initiative aimed at future-proofing its network against emerging quantum computing risks. The project is moving to integrate next-generation cryptographic standards directly into its core infrastructure, positioning itself at the forefront of quantum-resistant blockchain development.

The upgrade reflects a proactive approach in contrast to the broader industry, where discussions and research efforts are still ongoing. TRON's leadership emphasizes that security against quantum threats should be embedded at the protocol level rather than debated as a theoretical concern. A detailed technical roadmap is expected soon, outlining the next phase of implementation.

Happy trading at PointPay!

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💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

We have prepared your Weekly Update - a place where all the latest PointPay news and updates from the past week are brought together. This way, you can easily stay informed and never miss anything important.

PointPay News

Let us begin this week's recap with great news - a new major wave of users has gained access to the Futures market on PointPay! Those who are already included can actively trade futures, exploring new opportunities and expanding their horizons.

It is very easy to understand if you are among the selected users - you will receive a notification email, and a "Futures" tab will appear in the "Trade" section on both the website and the app. If you have not received access yet, do not worry. We are continuously inviting new users, and your turn may come at any moment. By the end of April, access will be available to every user without exception.

Among other updates - PointPay CEO Vladimir Kardapoltsev personally attended the Paris Blockchain Week, which took place on April 15 - 16. The event featured many engaging speakers, valuable networking opportunities, and direct communication with PointPay users and partners. If you also attended, feel free to share your impressions in the Telegram chat.

In addition, you can share your opinion about PointPay on TrustPilot. Many of you have valuable experiences to share about the platform's features, advantages, and potential areas for future improvement. We would be glad to see your feedback there, as it will be helpful not only for us, but also for new users who are still deciding on their primary platform.

Cryptosphere News

The market saw an average increase of 5 - 7% this week. Bitcoin, followed by other cryptocurrencies, showed a sharp and confident rise, reaching a new level that they continue to maintain.

While holders are enjoying this positive momentum, others are asking an important question - is this the beginning of a new growth phase, or just a temporary breakout? We may find out very soon.

Thanks again for taking the time to read this update. We look forward to seeing you next week!

Happy trading at PointPay!

🔥 Buy PXP tokens on MEXC: http://bit.ly/3UhCgZn

🔥 Buy PXP tokens on Bitrue: https://bit.ly/3JEreHu

🔥 Buy PXP tokens on WhiteBIT: https://bit.ly/3qJrjRH

💰 Earn up to 1% yearly with PXP staking

📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!

Dear PointPay Family,

We've compiled the best news stories of the week  - check them out in our roundup! Here are the top 5 most exciting, interesting, and entertaining stories from the past seven days, so you can stay up to date with the crypto world.

Relentless Liquidations Turn Hyperliquid Trader Into Market Cautionary Tale

High-leverage trader James Wynn has once again faced liquidation, marking his sixth forced closure within a two-week span as Bitcoin's upward momentum continues to invalidate his bearish bets. Despite repeated losses, Wynn maintains an aggressive strategy, consistently opening short positions with extreme leverage, leaving little room for market fluctuations before triggering liquidation.

Once celebrated for turning a modest investment into millions during the early rise of PEPE, Wynn's reputation has sharply reversed. A series of high-profile losses, including a dramatic drawdown exceeding $100 million in 2025, has reshaped public perception. What was once viewed as bold trading is now widely seen as a textbook example of unchecked risk, with his shrinking position sizes reflecting the cumulative toll of repeated market miscalculations.

Polymarket Data Reveals Harsh Reality for Retail Traders

A comprehensive on-chain study has revealed that the overwhelming majority of participants on Polymarket are operating at a loss. An analysis covering 2.5 million wallet addresses shows that more than 84% of traders have failed to achieve profitability, while only a fraction have generated meaningful returns over time.

The findings highlight a stark imbalance in the ecosystem, where consistent gains are concentrated among a very small group of highly active or algorithm-driven participants. Meanwhile, most users engage briefly before exiting, often unable to sustain profits. The data raises concerns about the platform's expanding retail outreach, suggesting that rapid user growth may be drawing in inexperienced traders without the necessary tools or understanding to navigate complex prediction markets effectively.

Bitcoin Surges Past $72K as Geopolitical Tensions Ease

Bitcoin climbed above the $72,000 mark following a sudden de-escalation in tensions between the United States and Iran. The announcement of a temporary ceasefire triggered a wave of optimism across global markets, with both equities and digital assets responding positively to the reduced geopolitical risk.

The agreement, which pauses hostilities for two weeks, has also influenced broader financial indicators. While stock indices recorded gains, oil prices moved sharply lower, reflecting easing supply concerns. Although Bitcoin briefly pulled back after reaching local highs, the overall market reaction underscores how sensitive crypto assets remain to macroeconomic and geopolitical developments.

Bitcoin Network Activity Drops to Multi-Year Lows

Activity within the Bitcoin network has declined to levels not seen in over a decade, signaling a notable shift in on-chain engagement. Daily active addresses have fallen below 100,000, a threshold last observed in 2013, pointing to reduced direct usage of the blockchain.

This slowdown has had a direct impact on network economics. Transaction fees have remained unusually low, and mining profitability has weakened as a result. The trend suggests that a growing share of activity may be migrating off-chain or consolidating within centralized platforms, leaving the base layer with significantly lower visible participation.

Iran Considers Crypto Payments for Strategic Oil Transit Route

Iran is reportedly exploring the use of cryptocurrencies, including Bitcoin, as a payment option for transit through the Strait of Hormuz. The proposed model would introduce a fixed fee per barrel, with digital assets offering an alternative settlement method for international shipping flows.

The initiative reflects a broader shift toward integrating blockchain-based payments into global trade infrastructure, particularly in regions facing financial restrictions. Market reaction to the news was modest but positive, with Bitcoin seeing a slight uptick as the development signals expanding real-world utility for digital currencies in geopolitical and economic contexts.

Happy trading at PointPay!

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📖 Read an article about PointPay CEO and his professional vision: https://www.abcmoney.co.uk/2026/01/vladimir-kardapoltsev-bridging-web3-vision-with-operational-reality/ 

🏦 PointPay - all crypto services in one place!