PointPay has integrated a new payment partner — ChangeNOW. ChangeNOW is an instant crypto-to-crypto and fiat-to-crypto exchange service that makes buying and selling cryptocurrencies easy, safe and secure. The company offers a noncustodial fund management solution and a free sign-up environment to accelerate the mass adoption of cryptocurrencies.

ChangeNOW provides an easy and affordable way to exchange cryptocurrencies through its website, Telegram bot, and apps. The provider supports over 300 cryptocurrencies and over 60 fiat currencies. The average crypto swap takes less than two minutes to complete, and all swaps do not require registration or KYC unless you want to buy crypto with fiat.

Registered as CHN Group Limited in Seychelles, the platform has been in operation since 2017 and brings together buyers and sellers of digital assets. ChangeNOW.io also maintains offices in Amsterdam, Netherlands. Since its inception, the company has partnered with several wallets and fiat payment processors.

Benefits of integration ChangeNOW for our users

A wide range of assets available

ChangeNOW has enabled our clients to purchase more than 75 cryptocurrencies, with minimums as low as $2.

No limits or hidden fees

There is no maximum transfer amount for crypto-to-crypto trading. Transaction fees depend on the chosen exchange rate range from 0.5% to 4%. However, when buying with fiat, the limits are set by third-party fiat exchanges. Therefore, crypto-to-fiat purchases are limited to a maximum of $20,000 per day and $50,000 per month.

In addition, ChangeNOW has no hidden fees, and users can always see how much their transaction will ultimately cost. The platform also offers our customers fixed conversion rates, guaranteeing protection against exchange rate fluctuations.

Real-time payment processing

On average, payments are processed within 2–3 minutes. You can now convert any asset instantly and get volume discounts.

Seamless user experience

ChangeNOW is accessible via a web platform, Telegram bot, mobile apps for iOS and Android, and third-party wallets. The web platform is user-friendly, so even novice users can easily navigate it. The homepage gives you direct access to all the exchange features and the wallet, which supports multiple assets.

The ChangeNOW mobile app, available for Android and iOS, is really fast and intuitive. Users get directly to the trading section of the app without having to go through lengthy sign-up or onboarding processes. Peer-to-peer currency transactions are available on the go with this app. The Telegram bot also works similarly to the mobile app — you launch it and then select the asset you want to trade or exchange.


ChangeNOW is a member of the Crypto Defenders Alliance and has a proven track record of fighting money laundering. Thanks to its in-house risk management system, the platform can assure that PointPay customers’ funds are safe.

Thanks to a strict internal risk management system, PointPay customers’ funds are kept safe. In addition, all transactions are verified by services such as Crystal and AMLbot.


No sign-up is required for the service, so most crypto-to-crypto transactions are anonymous. For larger transactions or purchases in fiat currency, ChangeNOW users may be asked to verify their identity and the source of funds.

ChangeNOW says that it is a non-custodial service, which means that the platform does not hold your funds. Customers must deposit their coins to a ChangeNOW wallet address immediately before the swap. After the exchange, your funds will be released.

Worldwide availability

ChangeNOW is available to anyone worldwide. However, to use the platform, you must not be a citizen of, or located in, the following states:

  • Cuba
  • Iran
  • North Korea
  • Crimea
  • Sudan
  • Syria
  • USA
  • Bangladesh
  • Bolivia.

The platform has been translated into 15 languages to better serve local customers.

For more information, visit the partner website.

PointPay is committed to providing a great experience to our customers. With the integration of ChangeNOW into the PointPay payment system, our users can make secure and frictionless fiat-to-crypto, crypto-to-fiat transactions. We are partnered with a network of companies that offer convenient and secure buying, selling, or trading cryptocurrencies. Check our payment partners to find the one that best suits your needs and preferences.